Thank you for taking this opportunity to join the Small Change Big Difference® scheme. Yorkshire Building Society's Charitable Foundation's aim is to help alleviate poverty, improve health and save lives. To do so the Charitable Foundation makes donations to registered charities, recommended by members and colleagues. The Small Change Big Difference® (SCBD) scheme allows our members to donate the annual pence of interest from their savings or mortgage accounts to the Charitable Foundation.

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The Small Change Big Difference® provides the majority of the Yorkshire Building Society Charitable Foundation's funding. Contributions never exceed 99p per account per year. Annual interest accounts, the donation is taken in March. Monthly interest accounts the donation is taken in June. Mortgage donations are taken in December. The Small Change Big Difference® is a registered trademark of Yorkshire Building Society. Yorkshire Building Society Charitable Foundation registered charity no: 1069082. Registered office Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ

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